« Alexis, I'm thinking of settling in the Algarve for my retirement, but I'm at a loss: is my RNH status still valid in 2026? How will my French rental income be taxed? And above all, how can I protect my children who have stayed in France if I pass on my Portuguese property? »
Settling or investing in Portugal is a major life decision that offers exceptional opportunities, but the landscape has changed radically. Between the end of the original RNH regime, the new regulations on the Golden Visa and the volatility of the Lisbon property market, going it alone is like crossing the Atlantic without a compass.
At Balmont Conseil, we act as your trusted wealth engineer. By combining human expertise with an artificial intelligence dedicated to wealth management, we design investment strategies in Portugal that harmonise your interests between France and your host country.
Our services: 360° support for expatriates and investors
Our approach is not limited to financial advice; it embraces a holistic vision of the protection of your wealth.
International Wealth Audit and Assessment
Everything begins with a tailored wealth audit. We scrutinise your worldwide assets to identify cross-border wealth risks.
- Market analysis (Lisbon, Porto, Algarve).
- Simulation of net income after local and French taxes.
Investment Strategies and Secure Placements
We select bespoke investment solutions:
- Secure placements: Luxembourg life assurance (full portability).
- Sustainable investments: Access to the green economy in Portugal (renewable energy, tech).
- Golden Visa: Support through Private Equity funds compliant with the new laws of
Legal Advice and Property Management
Support with property acquisition is crucial.
We work with local lawyers for property legal advice and offer property management services for your buy-to-let assets.
Methodology: Your path towards tailored financial growth
We follow a rigorous process to guarantee the long-term security of your assets:
The advantages of Balmont Conseil expertise
Having your wealth managed by a French-speaking expert with local investment expertise brings tangible benefits:
Do not return by chance, return by strategy
The tax optimisation of inbound relocation (impatriation) is a driver of wealth for those who activate it correctly. But faced with the complexity of the impatriation guide of the CGI and the constant vigilance of the tax authorities, improvisation has no place.
At Balmont Conseil, we combine the expertise of our impatriate tax advisers with the analytical power of AI to validate each stage of your return. We secure your present so that you can focus on your new career in France.
Your impatriation deserves engineering of excellence.
Alexis Sagnier
With over 17 years of expertise in financial engineering, Alexis Sagnier supports company directors and expatriates in securing their cross-border interests.
Sources & Références :
- General Tax Code (CGI): Article 155 B.
- Official Bulletin of Public Finances (BOFiP): Impatriate regime (BOI-RSA-GEO-40).
- 2025 Finance Act: Analysis of recent developments.
- Case law on impatriation: Rulings of the Conseil d’État on reference remuneration.
- ANACOFI Member Handbook: Standards of advice in wealth engineering.
Prêt à structurer votre futur ?
Your wealth deserves a vision without borders
Being a non-resident offers exceptional opportunities for capital accumulation, provided you do not let non-resident taxation absorb your performance. At Balmont Conseil, we combine the expertise of Alexis Sagnier with technological power to secure every euro invested in France or internationally.
Do not let tax complexity restrain your ambitions.
Book a meeting for a tailored non-resident tax audit
Alexis Sagnier
With over 17 years of expertise in financial engineering, Alexis Sagnier supports company directors and expatriates in securing their cross-border interests.