«"Stop being a victim of complexity, take control of your future."»
The advisor profession is undergoing its biggest revolution. At Balmont, we're not replacing humans with machines: we're creating the AI-enhanced advisor. Thanks to ALTA, With our proprietary artificial intelligence, we move from standardized advice to absolute personalization.
ALTA is the exclusive technological platform developed by Balmont Conseil. Designed to centralize, analyze and manage all your assets, it embodies our vision of modern consulting: high-precision, ultra-responsive and entirely data-driven management.
Vision: Transforming Data into Decisions
In a complex financial environment, information is your most valuable asset, provided it is structured.
Centralization: A single entry point for all your data.
Structure: Alignment of financial, tax and legal flows.
Operation: Conversion of raw data into immediately actionable decision-making analyses.
The 3 Promises ALTA by Balmont Conseil
A crystal-clear view of your assets
ALTA consolidates and analyzes all your assets to transform a fragmented situation into a simple and actionable read.
- 360° Analysis: Visualize your asset allocation (real estate, financial, business).
- Geographical reading: Understand your exposure to risks and different global regions.
- Overall performance: Access the real-time performance of your assets.
Proactive opportunity detection
ALTA monitors thousands of assets 24/7 to identify areas for improvement that the human eye might miss.
- Tax optimization: Identifying pain points before they become costs.
- Intelligent arbitration: Detection of dormant cash and unbalanced allocations.
- International monitoring: Instant analysis of tax treaties for your investments.
Projecting your financial future
Thanks to unprecedented computing power, ALTA simulates the evolution of your assets over 10, 20 or 30 years.
- Life scenarios: Impact of a new investment or a change of tax residence.
- Retirement Goal: Accurate simulation of your future passive income and your capital over time.
- Mathematical precision: Modeling including inflation and exchange rates.
The alliance of Data and Intuition
The future of the council is a hybrid mode. ALTA proposes, the advisor decides.
HR Engineering and Social Costs:
What the employer needs to know
L''implementation of expatriation schemes It is not limited to the employee's payslip. It directly impacts the company's HR strategy and cost structure.
Detection of Misconduct and Intelligent Arbitrage
The market never sleeps; your wealth shouldn't remain static. The ALTA platform doesn't just aggregate your accounts; it acts as a technological sentinel, ensuring your assets are aligned with your life strategy.
ALTA provides active monitoring for:
Surgically identify deviations
Time and market volatility naturally alter the allocation of your assets (the driftALTA compares your actual allocation with your target profile defined in council.
Drift alerts: Automatic detection as soon as an asset class (shares, real estate, unlisted) exceeds the set tolerance thresholds.
Correlation analysis: Identifying assets that no longer fulfill their diversification role or that unduly increase your risk exposure.
Recommend targeted arbitrations
Augmented intelligence enables the transformation of an observation into strategic action. When an opportunity arises or a risk emerges, ALTA formulates arbitration proposals:
Temporal responsiveness: Time-limited recommendations to seize specific windows of opportunity (market opportunities, temporary tax advantages).
Systematic human validation: Each arbitration proposal is submitted for your approval after a double review by our experts. You retain control over the final execution.
Dynamic management and a "Top-Down" vision"
We apply an institutional management method adapted to private wealth. Rather than reacting in isolation to each market movement, we adopt a comprehensive view:
Quarterly Analysis: A thorough examination of macroeconomics to realign the large masses of your assets with growth or inflation cycles.
Operational Pragmatism: We only referee when it is relevant. The objective is to optimize the "cost/benefit" ratio of each transaction, by integrating transaction fees and tax impact.
The ALTA advantage: Moving from static annual management to precision steering capable of adapting to market changes without losing sight of your long-term objectives.
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ALTA is currently in its final deployment phase. By completing your diagnostic, you will join our priority waiting list to benefit from premium features as soon as they are released.
Alexis Sagnier
With over 17 years of expertise in financial engineering, Alexis Sagnier assists executives and expatriates in securing their cross-border challenges.
