«"Alexis, I'm moving to Singapore for my career. The tax system there is attractive, but how can I manage my assets in France while taking advantage of opportunities in Asia without putting myself at risk with the French tax authorities?"»

Singapore is not just a prestigious stopover in an international career; it is one of the most powerful and stable financial hubs in the world. For a French expatriate, this city-state offers a particularly favorable environment for...'tax optimization, but it also imposes absolute rigor in the structuring of its cross-border assets.

At the house of Balmont Conseil, We don't see your expatriation as a parenthesis, but as a wealth-building accelerator. As a'Wealth Management Engineer equipped with Augmented Wealth Management AI (Alta), My mission is to build the bridge between your situation in France and your new opportunities in Singapore, securing each step of your international mobility.

Why is Singapore the sanctuary of your wealth?

Singapore stands out for a stable economy and a unique pro-business environment in Southeast Asia. For an expatriate, the advantages are structural.

Singapore: A Hub of Financial Sovereignty in Asia

Singapore is not just a leading financial center; the city-state is distinguished by a recognized political stability and a "pro-business" environment that makes it an economic anomaly in Southeast Asia. For an expatriate, the advantages are not only tax-related, they are structural and long-lasting:

1. Territorial and incentive-based taxation

  • Dividends and Capital Gains: Generally tax-exempt. This allows for the reinvestment of all profits without any tax friction.
  • Income tax: A highly competitive, progressive scale. The effective rate for the majority of expatriate executives is between 12 % and 18 %.
  • Double taxation avoidance treaties: A vast network protecting your international income from multiple taxation.

2. Optimized wealth transfer

The absence of inheritance tax since 2008 transforms Singapore into a sanctuary for estate planning.

  • No inheritance tax: The net value of your assets (financial, real estate or company shares) remains intact for your heirs.
  • Protective equipment: Robust trust legislation to ensure confidentiality and asset protection.

The Singapore Dollar (SGD) is one of the world's strongest currencies, offering a safe store of value against inflation.

3. A banking sector of excellence

Access to global financial markets, leading investment funds and high-performing family office services.

The Expatriate Wealth Audit: The Essential Starting Point

Wealth management in Singapore is not the same as in Paris. Before any decision is made, Balmont Conseil conducts a expatriate wealth audit complete.

Understanding your tax residency

Tax residency is the cornerstone of your strategy. We analyze the impact of the tax treaty between France and Singapore to avoid double taxation and optimize the use of any available tax advantages. tax credits for expatriates.

    Tailor-made investment strategies

    From Singapore, your horizons expand. We support you in:

    • Investment diversification: Access to investment opportunities in Asia (Private Equity, Real Estate).
    • Real estate: Arbitration of your assets in France and real estate investment in Singapore or in a regional area (Australia, Thailand).
    • Alternative investments: Advice on Cryptocurrencies and taxation, a very dynamic sector in the city-state.

      Wealth management services for French-speaking expatriates

      Balmont Conseil offers a comprehensive approach, coordinating your local and international interests.

      Family Office and Portfolio Management

      For families with significant wealth, we structure family office-type solutions in Singapore. This allows for centralized portfolio management and protection of assets against global political or monetary risks.

      International Succession Planning

      How to transfer your Singaporean assets to your heirs remaining in France? We design wealth transfer schemes using Luxembourg trusts or assurance-vie policies to ensure your wishes are respected with minimal tax burden.

      Asset Protection and Risk Management

      Expatriation brings its share of uncertainties. We implement a wealth risk management system (international insurance, expatriate health insurance, legal protection) to ensure your family is protected, regardless of your country of residence.

      Why choose Balmont Conseil in Singapore?

      Choose a wealth management consulting firm Expatriation requires trust and a dual tax culture.

      • Cross-border Expertise: We are familiar with the specificities of French law and the rules of the MAS (Monetary Authority of Singapore).
      • Personalized Support: You are not just a number in a private bank. You benefit from a wealth advisor dedicated which includes the challenges of expatriate life (school fees, accommodation, return to France).
      • Innovative Solutions: Thanks to our approach to'Augmented Wealth Engineer, We use AI to simulate the impact of tax reforms (such as a possible tax reform in Singapore) on your long-term trajectory.

      FAQ Your questions about moving to Singapore

      Do I continue to pay taxes in France on my Singaporean income?


      How can I protect my savings against global inflation from Singapore?


      Can I keep my French assurance-vie policy in Singapore?


      What are the steps to open an investment account in Singapore?

      Europe

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      Asia

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      Luxembourg

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      Belgium

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      Swiss

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      Spain

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      Italy

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      Portugal

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      Japan

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      South Korea

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      China

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      India

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      Indonesia

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      Thailand

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      Vietnam

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      Philippines

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      Qatar

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      Jordan

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      Saudi Arabia

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      Emirates

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      United Kingdom

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      Hong Kong

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      Malaysia

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      MAURITIUS

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      France

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      Turn your expatriation into a financial success.

      Singapore is a land of opportunity for those who know how to navigate its jurisdictions. Don't let administrative complexity hinder your financial growth. Whether you are in the process of wealth protection or searching for high yields in Asia, Balmont Conseil is your trusted partner.

      Your ambition deserves global expertise.

      Alexis Sagnier

      With over 17 years of expertise in financial engineering, Alexis Sagnier assists executives and expatriates in securing their cross-border challenges.

      Sources & References:

      • General Tax Code (CGI) : Article 155 B.
      • Official Bulletin of Public Finances (BOFiP) : Impatriate regime (BOI-RSA-GEO-40).
      • 2025 Finance Law Analysis of recent developments.
      • Case law on impatriation : Decisions of the Council of State on reference remuneration.
      • ANACOFI Member Booklet : Standards for consulting in wealth engineering.

      Ready to structure Your future?

      Whether you are in Lyon or on the other side of the world, Alexis Sagnier and the Balmont Conseil team are ready to listen to you.