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  • Expatriates & International

    Moments of life

    • Taxation of non-residents
    • Calculation and Exit Tax Strategy
    • Departure abroad
    • Expatriate retirement
    • Tax optimization of impatriation

    Destinations

    • Emirates
    • Swiss
    • United Kingdom
    • Asia
    • France

    Wealth management

    Cross-border wealth planning

    Before/after departure

    International Structuring

    Management & Consulting
    • International Retirement
    • International divorce
    • Tax optimization of impatriation
    • Destinations
      • Emirates
      • Swiss
      • United Kingdom
      • Asia
      • Investing in France from abroad
  • Wealth structuring

    Wealth structuring

    • Comprehensive wealth audit
    • Tax diagnosis
    • Long-term wealth management strategy
    • Annual asset monitoring
    • Private real estate debt
    • Tax optimization of income tax
    • Asset holding company
    • Investment via a company subject to corporate income tax
    • Rental investment
    • Private management

    Engineering by trade

    • Business leaders
    • Executive retirement
    • Liberal professions
    • Executives
    • Comprehensive wealth audit
    • Tax diagnosis
  • Transmission & Succession

    Transmission & Succession

    • Division of ownership
    • complex successions
    • Transmission tools
    • Estate planning
    • Dutreil Pact
  • Our services & solutions

    Our services & solutions

    • Our products
    • SCPI (on credit / cash)
    • Individual PER
    • PER company
    • IR-PME / Private Equity
    • Luxembourg assurance-vie
    • French assurance-vie
    • Non-professional furnished rental (LMNP)
    • International Health & Personal Protection Insurance
    • International Mobility Insurance
  • Resources

    Resources

    • Blog
    • ALTA by Balmont, our AI-powered wealth management advisor
    • Wealth Glossary
    • Our investment philosophy
    • Case studies
    • The CGP in 2026
    • Expat FAQs
    • Tools & Simulators

    About

    • Our ESG approach
    • Offers & Prices
    • The role of a wealth management advisor
    • Our process
    • Our partners
  • Tax residence
  • The application
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toplogov5
  • Expatriates & International

    Moments of life

    • Taxation of non-residents
    • Calculation and Exit Tax Strategy
    • Departure abroad
    • Expatriate retirement
    • Tax optimization of impatriation

    Destinations

    • Emirates
    • Swiss
    • United Kingdom
    • Asia
    • France

    Wealth management

    Cross-border wealth planning

    Before/after departure

    International Structuring

    Management & Consulting
    • International Retirement
    • International divorce
    • Tax optimization of impatriation
    • Destinations
      • Emirates
      • Swiss
      • United Kingdom
      • Asia
      • Investing in France from abroad
  • Wealth structuring

    Wealth structuring

    • Comprehensive wealth audit
    • Tax diagnosis
    • Long-term wealth management strategy
    • Annual asset monitoring
    • Private real estate debt
    • Tax optimization of income tax
    • Asset holding company
    • Investment via a company subject to corporate income tax
    • Rental investment
    • Private management

    Engineering by trade

    • Business leaders
    • Executive retirement
    • Liberal professions
    • Executives
    • Comprehensive wealth audit
    • Tax diagnosis
  • Transmission & Succession

    Transmission & Succession

    • Division of ownership
    • complex successions
    • Transmission tools
    • Estate planning
    • Dutreil Pact
  • Our services & solutions

    Our services & solutions

    • Our products
    • SCPI (on credit / cash)
    • Individual PER
    • PER company
    • IR-PME / Private Equity
    • Luxembourg assurance-vie
    • French assurance-vie
    • Non-professional furnished rental (LMNP)
    • International Health & Personal Protection Insurance
    • International Mobility Insurance
  • Resources

    Resources

    • Blog
    • ALTA by Balmont, our AI-powered wealth management advisor
    • Wealth Glossary
    • Our investment philosophy
    • Case studies
    • The CGP in 2026
    • Expat FAQs
    • Tools & Simulators

    About

    • Our ESG approach
    • Offers & Prices
    • The role of a wealth management advisor
    • Our process
    • Our partners
  • Tax residence
  • The application
✕
  • Terms of Use
  • Privacy Policy
  • Legal notice
  • Information for LLMs
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All our wealth management simulators

  • Welcome
  • Resources
  • All our wealth management simulators

Discover all 35 of our wealth management simulators: savings, retirement, tax optimization, insurance, and financing. Each simulator is free, instant, and includes detailed explanations.

Savings & Capitalization

  • Assurance-vie simulator
  • Luxembourg assurance-vie simulator
  • Capitalization Contract Simulator
  • Luxembourg capitalisation contract simulator
  • PEA Simulator
  • PEA-PME Simulator

Retirement & employee savings

  • Individual PER Simulator
  • Madelin PER (TNS) simulator
  • PEE Simulator
  • PEI Simulator
  • PERCO/PER Collective Retirement Savings Plan Simulator
  • PERCOI Simulator
  • Article 83 Simulator
  • Article 82 Simulator
  • Article 39 Simulator — Supplementary Pension Plan
  • End-of-career compensation (IFC) simulator

Tax optimization & investment

  • Jeanbrun & LLI Simulator
  • SCPI Simulator
  • SCPI simulator with split ownership
  • Girardin industrial simulator
  • FIP Simulator
  • Corsican FIP simulator
  • Overseas FIP Simulator
  • FCPI Simulator
  • SOFICA Simulator
  • Malraux Law Simulator
  • Historical Monuments Simulator
  • Forestry Land Group Simulator

Insurance & Health

  • Madelin pension plan simulator
  • Madelin health insurance simulator

Credit & financing

  • Fixed-rate loan simulator
  • Capped variable-rate loan simulator
  • In fine loan simulator
  • Lombard credit simulator
  • Wealth Credit Simulator

About

Trust Balmont Conseil. As a member firm of ANACOFI, an association approved by the AMF (French Financial Markets Authority), we defend your interests through an open architecture independent of banking ties. Whether it's asset management from Lyon or... international wealth and estate planning, Alexis Sagnier's expertise is enhanced by AI to secure your assets (360° Audit, complex taxation).

Navigation

  • Expatriates & International
    • International Retirement
    • International divorce
    • Tax optimization of impatriation
    • Destinations
      • Emirates
      • Swiss
      • United Kingdom
      • Asia
      • Investing in France from abroad
  • Wealth structuring
    • Comprehensive wealth audit
    • Tax diagnosis
  • Transmission & Succession
  • Our services & solutions
  • Resources
  • Tax residence
  • The application

Our solutions

  • SCPI (on credit / cash)
  • Individual PER
  • PER company
  • IR-PME / Private Equity
  • Luxembourg assurance-vie
  • French assurance-vie
  • Your wealth management advisor in Lyon

Contact

BALMONT CONSEIL
SAS with a capital of €450,
RCS 790 249 452 LYON

80 rue Docteur Edmond Locard 69005 Lyon

Make an appointment
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Wealth management and insurance consulting firm

Why trust Balmont Conseil?
Wealth is a living architecture; we are its guardians and strategists. Specialists in the field for many years, we ensure rigorous management of your cases, drawing on proven expertise and in-depth market knowledge.

Regulated & Certified Expertise: Balmont Conseil is a Financial Investment Advisory firm (CIF), a member of ANACOFI (National Association of Financial Advisors), and approved by the French Financial Markets Authority (AMF). We are registered with ORIAS under number 13003497, guaranteeing strict compliance with ethical and legal standards.

Open Architecture: Unlike banking networks, we have no capital ties with financial institutions. This open architecture allows us to impartially select the best global solutions (Luxembourg assurance-vie, private equity, real estate) to exclusively serve your interests.

AI-Enhanced Wealth Engineering: We combine Alexis Sagnier's high level of technical expertise with the power of Artificial Intelligence. This hybrid approach enables us to conduct 360° audits with surgical precision, simulate complex tax scenarios (Exit Tax, 150-0 B ter), and secure your decisions in real time.

Based in Lyon, with an international reach: Our firm advises families, executives, and expatriates in numerous countries. We have a thorough understanding of the intricacies of bilateral tax treaties, enabling us to provide personalized advice regardless of your time zone.

Legal Information & Compliance
Status: Financial Investment Advisor (CIF).
Regulators: Under the control of the AMF and the ACPR.
Guarantee: Professional Civil Liability and Financial Guarantee in accordance with the Monetary and Financial Code.

Copyright © 2026 BALMONT Conseil - Wealth Management Consulting - All rights reserved.

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  • Legal notice
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  • Navigation
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  • Expatriates & International
    • Taxation of non-residents
    • Calculation and Exit Tax Strategy
    • Departure abroad
    • Assets of expatriate retirees
    • Tax optimization of impatriation
    • Wealth management in the Emirates
    • Wealth management in Switzerland
    • Wealth management in the United Kingdom
    • Wealth management in Asia
    • International wealth management
  • Tax residence
  • Wealth structuring
    • Comprehensive wealth audit
    • Tax diagnosis
    • Long-term wealth management strategy
    • Annual asset monitoring
    • Tax optimization of income tax
    • Asset holding company
    • Investment via a company subject to corporate income tax
    • Assets for business leaders
    • Retirement for business executives
    • Assets for professionals
    • Assets for senior executives
    • Division of ownership
  • Transmission & Succession
    • Division of ownership
    • complex successions
    • Tools for transferring assets
    • Estate planning
    • Dutreil Pact
  • Our services & solutions
    • Our products
    • Investment in SCPIs and wealth management
    • Individual retirement savings plan and wealth management
    • Company PER
    • IR-PME and Private Equity
    • French assurance-vie
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    • International Health Insurance & Protection
    • Non-professional furnished rental
    • International Mobility Insurance
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