Comparison tool · free · no account required
What do your contracts cost you, over ten and twenty years?
Take the annual statement of fees that your insurer sent you. Copy three figures for each contract: the outstanding balance, the contract management fees, and the fees for the investment vehicles. The comparison tool then compares these with the contracts in our table—listed with their fees—for ten- and twenty-year terms.
- Real contracts, not a case studyA grid reviewed on the insurers' documents; Luxembourg first, at standard rates 0.6 % – 1.0 %.
- Your country mattersEach proposed contract accepts your residence in writing. Otherwise, we'll tell you.
- Nothing is storedThe amounts remain in the page address. No account, no email.
Your contracts · read on the expense statement
The comparator reads what you copy.
The X-ray reads your contracts.
Submit your statements: the app reads them, you confirm with a tap, and you receive your reports sorted by importance — then a version reviewed and signed by an advisor. Free.