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Annual wealth monitoring
One review a year, before the dates that cost you dearly if you miss them.
Even well-built wealth drifts on its own: a Finance Act changes a rate, a contract takes fees, a child marries, a beneficiary clause becomes outdated. The annual review goes over everything, every year, before the deadlines. It is free.
The timetable
What the review looks at, and when.
| When | What we check | Why |
|---|---|---|
| In spring | Your income tax and IFI returns | Miss nothing, overpay nothing |
| In autumn | The available PER ceiling, the year's tax reductions, what is new in the Finance Act | Act before 31 December |
| Every year | Fees and funds in your contracts, beneficiary clauses, protection insurance cover | An outdated contract or clause costs you dearly |
| When the family changes | Marriage, birth, divorce, moving abroad, sale of a business | The 15-year allowances and clauses follow the family |
Each simulator result stays in your account, with an alert before the deadline it relates to.
What you receive
One page, dated actions.
The rules of the year that affect your situation, and only those.
The year's fees and tax, compared with the previous year, in euros.
The year's actions, each with its deadline, tracked in your account.
Frequently asked questions
What clients ask us.
Why is the review free?
Because it is part of the relationship with the firm: contracts taken out through us give rise to commissions, and a tailor-made assignment, when requested, is billed at €500 including VAT per hour.
My contracts are with another bank: does the review cover them?
Yes: you upload their annual statements to your account, each taking 2 minutes, and they are reviewed like the others. This is often where the highest fees are found.
What happens if I move abroad?
The review continues from your country of residence: your French-source income, any potential wealth tax (IFI), and your contracts are still monitored, in accordance with the rules of the tax treaty. Our 42 country fact sheets serve as a starting point.
