Wealth adviser in Lyon
A wealth management advisor in Lyon, who calculates what your contracts cost you before proposing anything.
Balmont Conseil has been advising business leaders, professionals, and families in Lyon since 2013, some of whom now live abroad. Savings, insurance, taxation, inheritance: we start with what you have, in euros.
Choosing a wealth management advisor in Lyon
How to choose a wealth management advisor in Lyon?
Start by checking the ORIAS register at orias.fr: the registration number, status (financial investment advisor, insurance broker), and professional association must be listed. Then, request in writing details of the advisor's role (independent or not) and their fees in euros. Finally, consider their specialization: choose a firm that understands your situation, for example, if you are moving abroad or selling your business.
Balmont Conseil is registered with ORIAS under number 13003497. The register indicates the status, the date of registration, the SIREN number, the association of membership and the other cumulative statuses.
Financial investment advisor, member of ANACOFI-CIF, insurance broker, holder of a professional real estate transaction card.
Balmont Conseil operates as a consultancy not independent In accordance with MiFID II: the firm receives commissions on contracts signed and may bill for a customized service by the hour. The advisor must explain their advisory approach.
Expatriation and international taxation: departure, exit tax, return to France, contracts abroad. The firm also advises executives, professionals, and families in Lyon.
| Point to check | Where to check it | Balmont Conseil |
|---|---|---|
| Registration | ORIAS Register, orias.fr | ORIAS No. 13003497 |
| professional association | ORIAS Register | ANACOFI-CIF |
| Advice method | Document provided upon entering into a relationship | Not independent (MIF 2) |
| Remuneration | Documents provided before any signature | Commissions on signed contracts; customized assignment at €500 including VAT per hour |
The practice is located at 80 rue Docteur Edmond Locard, Building C2, 69005 Lyon (Lyon 5th arrondissement). Appointments take place at the practice or via videoconference, and the practice has been in operation for almost 14 years.
Sources: AMF, guide on financial investment advisors ; ORIAS, presentation of the register. See also defining the role of a wealth management advisor.
What we do
Four areas, one single perspective on your assets.
How is the relationship going?
From X-rays to annual check-ups.
| Step | What's happening | What you pay |
|---|---|---|
| 1. X-ray | You submit your statements: their fees are calculated in euros | Free |
| 2. The first exchange | A phone call or an appointment at the office in Lyon, or via videoconference | Free |
| 3. The assessment or the mission | An application review, or a customized project carried out with your notary or accountant | Fixed-price assessment; customized service at €500 including VAT per hour; commissions on contracts signed. |
| 4. Monitoring | A review every year, before the deadlines. | Free |
Financial investment advisor, member of ANACOFI-CIF, insurance broker, ORIAS no. 13003497, real estate transaction card no. CPI69012018000029693.
Frequently asked questions
What clients ask us.
What is a CGP in Lyon, and what does a wealth management firm do?
CGP stands for wealth management advisor. This professional provides advice on all aspects of wealth management: savings, life insurance, retirement planning, real estate, taxation, and inheritance. Balmont Conseil, a wealth management firm in Lyon since 2013, welcomes clients at 80 rue Docteur Edmond Locard, in the 5th arrondissement, or via videoconference.
The status of a CGP can be verified on the ORIAS register (orias.fr): Balmont Conseil's number is 13003497.
Where can we meet in Lyon?
At the office, 80 rue Docteur Edmond Locard, 69005 Lyon, or via videoconference: this is how we support families living in one of the countries where our clients reside.
Do you work with only one bank or one insurer?
No. We work with 23 partner insurers and asset managers, and Balmont Conseil has no capital ties with any bank or insurer.
I am a customer of a bank in Lyon: can you look at my contracts?
Yes, that's often where it all starts. Drop off the annual statement for each contract at the radiography: you'll receive its annual cost in euros, in 2 minutes, even before an appointment.
How much does a wealth management advisor cost in Lyon?
The initial review of your contracts, the first consultation, and the annual follow-up are free. The assessment is offered at a fixed price, announced before any commitment. Customized services are billed at €500 including VAT per hour, and the insurer pays a commission on contracts purchased. Details are available in the article. How much does a wealth management advisor cost in Lyon?
Is Balmont Conseil an independent firm?
No. Balmont Conseil operates as a non-independent advisor under MiFID II: the firm receives commissions on the contracts it underwrites. It has no capital ties with any bank or insurer and works with 23 partner companies and asset management firms.
Can a wealth management firm in Lyon assist me if I live abroad?
Yes, via videoconference. Contracts remain open; what changes are the rules of the country of residence. See remote monitoring of an expatriate.
Going further
