Comparison tool · free · no account required

What do your contracts cost you, over ten and twenty years?

Take the annual statement of fees that your insurer sent you. Copy three figures for each contract: the outstanding balance, the contract management fees, and the fees for the investment vehicles. The comparison tool then compares these with the contracts in our table—listed with their fees—for ten- and twenty-year terms.

  • Real contracts, not a case studyA grid reviewed on the insurers' documents; Luxembourg first, at standard rates 0.6 % – 1.0 %.
  • Your country mattersEach proposed contract accepts your residence in writing. Otherwise, we'll tell you.
  • Nothing is storedThe amounts remain in the page address. No account, no email.

Your contracts · read on the expense statement

Contract 1

Contract 2 · optional

Contract 3 · optional

Country of Residence

Immediate results, contract by contract.