Question of the day:
« Alexis, I left Paris for Dubai for the tax regime, but I am realising that my French assets have become a burden. What should I do about my rental income and my future estate? »
This is a question I hear during every wealth-engineering consultation with our clients settled in Jumeirah or Downtown. Relocating to the United Arab Emirates (UAE) is a major strategic decision, but without holistic wealth management, the local tax advantage can be eroded by structuring mistakes made in France.
At Balmont Conseil, we do not view the Emirates as a mere “low-tax jurisdiction”, but as a hub for international financial planning. As an Augmented Wealth Engineer, my mission is to reconcile your life in the Emirates with your global interests, using AI to simulate the optimisation of expatriate wealth in real time.
Taxation in the United Arab Emirates: Beyond the “Zero Tax” Myth
The appeal of the UAE rests on an advantageous tax environment, yet the complexity lies in the interaction with the French tax authorities.
Bespoke investment strategies: The architecture of your fortune
Successful wealth management in the Emirates is not limited to opening an account with a private bank in the Emirates. It requires a diversified asset allocation in the Emirates.
Optimisation of rental income and SCPI taxation for Dubai residents
Investing in “paper property” (SCPI) is an ideal solution for expatriates. But beware: SCPI taxation for a Dubai resident can be heavy (a minimum rate of 20% or 30% + social levies).
The Balmont information edge: We favour European SCPIs (Germany, Spain) for our UAE clients. Why? Because foreign-source income received by a UAE tax resident often escapes French tax and social levies entirely, while benefiting from the absence of income tax in the Emirates. This is a dedicated wealth strategy that few local firms have mastered.
Investment opportunities in Dubai and International markets
We support you in selecting secure financial investments across the international financial markets. Our approach includes:
- Property investment in the Emirates: Selection of high-yield assets in Dubai or Abu Dhabi.
- Private Equity investments: Access to exclusive club deals in unlisted markets.
- Bespoke portfolio management: Use of private management algorithms for optimisation of asset performance in multiple currencies (USD/EUR).
Estate planning in the Emirates: Protecting your bloodline
Inheritance taxation and rules of transmission are governed in particular by local law inspired by Sharia.
The Balmont support: A cross-border “conductor”
Why choose a French wealth-management adviser for your life in the Emirates? Because purely local firms often overlook the expatriate tax risks in relation to France.
FAQ: Your Wealth Management in the United Arab Emirates
Conclusion: Excellence without borders
Wealth management in the Emirates is a unique opportunity to build a financial empire. But success lies in anticipation. At Balmont Conseil, we combine the power of AI-driven wealth management with expertise in the transmission of assets so that your success in Dubai endures.
Ready for your special Emirates wealth audit?
Contact our experts for a personalised tax consultation
Alexis Sagnier
With more than 17 years of expertise in financial engineering, Alexis Sagnier supports directors and expatriates in securing their cross-border interests.
Sources & References:
- Tax treaty between France and the United Arab Emirates.
- DIFC and ADGM regulations on succession.
- General Tax Code (Art. 4B, 155 B).
- ANACOFI Member Handbook – International advisory standards.
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