Our ESG approach

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«"A responsible approach to preparing for the future"»

At Balmont Conseil, we are committed to an ESG (Environmental, Social, Governance) approach for responsible and sustainable private wealth management. We believe that financial performance and social responsibility are inseparable.

ESG (Environmental, Social, Governance) is not simply a regulatory constraint. It is a precision analysis tool dedicated to the performance and sustainability of your investments.

At the house of Balmont Conseil, We don't see your wealth management as a mere administrative formality. We treat it as a tax optimization High precision. With our expertise and our AI-enhanced wealth management engineer, my mission is to transform your wealth into a massive capital growth lever.

Personalized analysis

A Pragmatic and Non-Dogmatic Vision

There ESG approach (Environment, Social, Governance) is at the heart of our approach to private wealth management at Balmont Conseil. We are convinced that taking these factors into account in our investment choices is essential to building a sustainable and responsible future.

Our ESG commitment

Investing in an ESG-based approach means investing in a more sustainable and responsible future. At Balmont Conseil, we are convinced that this approach is the key to building solid and lasting wealth, while contributing to building a better world for a positive social and environmental impact.

We reject purely ideological approaches. For us, extra-financial analysis is a performance indicator in its own right.

  • ESG as a risk factor : Anticipating reputational crises or governance failures.
  • ESG as a quality indicator A company that is well managed socially and environmentally is often more resilient.
  • ESG as a lever for value : To capture the growth of sectors that drive the economy of tomorrow.

    • Our balance Each asset is evaluated based on its economic fundamentals, its earning capacity and its real impact.

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    Integration at the Heart of investment process

    Augmented wealth engineering integrates extra-financial criteria at three key levels.

    A. Selection of media

    We filter the investment universe to retain only:

    • Asset management companies with impeccable governance.

    • Funds with structured and auditable ESG strategies.

    • Financial quality remains the priority: We never sacrifice performance for display.

     

    B. Construction of personalized allocations

    Because every investor is unique, we offer three levels of integration:

    1. Neutral Approach: ESG is used as a secondary security filter.

    2. Integrated Approach: ESG criteria are fully integrated into asset selection.

    3. Committed Approach: Overweighting of virtuous sectors or exclusion of controversial sectors according to your convictions.

     

    C. Dynamic Monitoring and Arbitration

    We continuously monitor the evolution of ratings and any controversies surrounding the assets in our portfolio in order to react quickly if a manager's strategy deviates from our standards.

    A comprehensive wealth coherence

    Our long-term vision incorporates the structural changes in the global economy across all our areas of expertise.

    DomainApplication of the ESG approach
    Real estateEnergy performance analysis (EPC) and climate resilience of assets.
    Financial AllocationsSelection of high-performing thematic and shared funds.
    International StrategiesMonitoring cross-border regulatory and tax developments.


    Here are the 3 key points to remember from this table :

  • A global vision: ESG is not limited to finance; it also secures your real estate assets (via the EPC) and your international strategies.
  • Managing real risk: Beyond ethics, these criteria serve to anticipate climate and regulatory risks that could devalue your assets.
  • A dynamic approach This is not a static audit, but an active monitoring process to adapt your assets to ongoing economic transformations.

    • Uncompromising European Conformity

    We strictly apply the SFDR (Sustainable Finance Disclosure Regulation). This European framework requires financial actors to be more transparent about the integration of sustainability risks.

    Explicit Classification of Media

    For each investment offered, we detail its regulatory classification so that you understand the strength of the extra-financial promise:

  • Article 6 Products not intended for sustainable investment (traditional approach).
  • Article 8 Products that promote environmental or social characteristics.
  • Article 9 Products with a specific and measurable sustainable investment objective.

    • Independence and Duty to Whistleblower

    Our open architecture structure guarantees our objectivity. If a historically high-performing fund shows signs of drift in its ESG practices (social controversies, lack of governance transparency), we do not hesitate to remove it from our portfolio. Our role is to explain why we choose a particular solution, but above all, why we reject others, based on factual data and not on marketing brochures.

    Transparency and Regulatory Framework

    Balmont Conseil We make clarity a competitive advantage. We reject "greenwashing" in favor of rigorous intellectual and technical honesty.

    ESG as a Lever for Serenity

    At Balmont Conseil, ESG is a discernment multiplier. Our objective remains unchanged: to build wealth management strategies. high-performing and durable, perfectly aligned with your life plans.

    Your assets deserve engineering excellence.

    Alexis Sagnier

    With over 17 years of expertise in financial engineering, Alexis Sagnier assists executives and expatriates in securing their cross-border challenges.

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