«"Alexis, my lawyer in Geneva, advises me to set up a foundation, but my notary in Lyon talks about a holding company. Who is right?"»
This question, posed by a business leader whose family is spread across three countries, is a daily occurrence for Balmont Conseil. My answer is often that of an engineer: neither side is right until we have modeled the friction between the jurisdictions. international wealth structuring It's not a mere layering of products; it's a living architecture. Without a consolidated vision, what is an optimization in Switzerland can become a tax nightmare in France.
At Balmont Conseil, we act as the "Conductor." We use AI to process the massive amounts of data from international regulations and bilateral tax treaties, in order to offer you a tailored wealth management strategy which leaves no room for improvisation.
Legal architecture: Building a flexible investment structure
Holding assets in multiple countries without a central structure is like flying a plane without a flight plan. cross-border wealth planning requires height.
Cross-border tax optimization The art of the "Net-Net"«
L''international tax optimization does not consist of avoiding tax, but of eliminating unnecessary friction and obtaining a exemption from double taxation through a surgical reading of the treatises.
Mastering bilateral tax treaties
Every financial flow (dividends, interest, rent) between two countries is governed by a convention. Our international legal expertise allows us to identify:
- The country with the right to impose taxes.
- Tax credit mechanisms to neutralize the tax burden.
- The opportunities linked to'international real estate investment (European SCPIs, structures subject to corporate income tax).
Asset Allocation and Risk Management
A international portfolio It is not managed like a local securities account. We are integrating an approach to risk management of exchange and regulation.
L''assets allocation that we advocate is based on diversified investment strategies, including private equity, physical real estate, and international savings plans (Luxembourg assurance-vie).
International Succession Planning and Transfer
This is where the complexity reaches its peak. A geographically dispersed family faces a inheritance vigilance increased.
Balmont Conseil's support: A multidisciplinary and enhanced approach
There comprehensive wealth management cannot be the work of a single man. It requires a multimodal legal advice where lawyers, notaries and specialist consultants.
FAQ International Asset Structuring
Expertise at the service of your freedom of movement
The world is changing, regulations are becoming stricter, but international opportunities remain immense for those who know how to structure themselves. Your assets deserve a multidisciplinary approach which combines the rigor of the old world with the technological power of the new.
Don't let international complexity control you; turn it into a competitive advantage for your family and business.
Need a diagnosis of your current structure? Contact me and our specialized AI advisor for a confidential wealth analysis.
Alexis Sagnier
With over 17 years of expertise in financial engineering, Alexis Sagnier assists executives and expatriates in securing their cross-border challenges.
Sources & References:
- General Tax Code (CGI) : Article 155 B.
- Official Bulletin of Public Finances (BOFiP) : Impatriate regime (BOI-RSA-GEO-40).
- 2025 Finance Law Analysis of recent developments.
- Case law on impatriation : Decisions of the Council of State on reference remuneration.
- ANACOFI Member Booklet : Standards for consulting in wealth engineering.
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