{"id":1550,"date":"2026-04-02T12:36:45","date_gmt":"2026-04-02T10:36:45","guid":{"rendered":"https:\/\/balmontconseil.com\/?p=1550"},"modified":"2026-10-18T21:07:18","modified_gmt":"2026-10-18T19:07:18","slug":"ingenierie-patrimoniale-pour-liberaux","status":"publish","type":"post","link":"https:\/\/balmontconseil.com\/en\/blog\/ingenierie-patrimoniale-pour-liberaux\/","title":{"rendered":"Types of wealth management engineering for professionals: a guide for 2026"},"content":{"rendered":"<p class=\"wp-block-paragraph\">For a self-employed professional or business owner, choosing the right wealth management strategy is never a simple decision. Between tax pressures, inheritance planning, international mobility, and the constantly evolving legal framework, there are numerous variables to consider. A generic approach is insufficient: each situation requires a tailored solution, built around specific objectives and a thorough understanding of the available tools. This article offers a structured overview of the main strategies. <a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/\">asset engineering solutions<\/a>, From selection criteria to concrete comparisons, to help you make informed decisions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"points-cls\">Key Points<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Point<\/th><th>Details<\/th><\/tr><\/thead><tbody><tr><td>Appropriate structuring<\/td><td>The professional practice company (SEL) optimizes taxation and transfer for liberal professions.<\/td><\/tr><tr><td>Effective savings tools<\/td><td>PER, assurance-vie and diversification are basic tools for developing your wealth.<\/td><\/tr><tr><td>International strategies<\/td><td>Advanced wealth modeling helps to secure your assets internationally.<\/td><\/tr><tr><td>Illuminating comparison<\/td><td>A summary table allows you to choose the solution best suited to your needs.<\/td><\/tr><tr><td>Monitoring and innovation<\/td><td>Adaptability and continuous monitoring are key to anticipating changes in the wealth world.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"dfinir-les-critres-de-slection-patrimoniale-pour-libraux\">Defining asset selection criteria for professionals<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Before choosing a strategy, you need to ask the right questions.&nbsp;<a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/professions-liberales\/\" target=\"_blank\" rel=\"noreferrer noopener\">assets of the liberal professions<\/a>&nbsp;It has specific characteristics: often high but variable income, intertwined professional and personal assets, and exposure to significant marginal tax brackets. Identifying your priority objectives is therefore the first step.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here are the main criteria to analyze:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Wealth objectives<\/strong>&nbsp;: transmission to heirs, protection of the spouse, generation of additional income, or international mobility.<\/li>\n\n\n\n<li><strong>Tax exposure<\/strong>&nbsp;: THE&nbsp;<a href=\"https:\/\/www.eres-group.com\/actualites\/associes-societes-dexercice-liberal-sel-tout-savoir\/\" target=\"_blank\" rel=\"noreferrer noopener\">liberal professions in high marginal tax rate<\/a>&nbsp;(41 to 45%) optimize their situation via the PER, assurance-vie and investment diversification.<\/li>\n\n\n\n<li><strong>Asset profile<\/strong>&nbsp;: amount of assets, nature of assets (real estate, securities, shares), thresholds for access to private banking services.<\/li>\n\n\n\n<li><strong>Family constraints<\/strong>&nbsp;marital status, children, blended families, tax residence of heirs.<\/li>\n\n\n\n<li><strong>Legislative risks<\/strong>&nbsp;: changes in allowances, reforms to the real estate wealth tax (IFI), modifications to preferential regimes.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Wealth management relies on a dynamic interpretation of these parameters, not on a static snapshot. A strategy that is effective in 2024 may become suboptimal in 2026 if the tax environment changes.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Pro tip:<\/strong>&nbsp;Create a <a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/bilan-patrimonial\/\">asset audit<\/a> A full audit is required at least every two years. Tax opportunities, such as new loopholes or adjustments to ceilings, close quickly. Anticipating these opportunities is always better than catching up.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"socits-dexercice-libral-sel-structuration-et-fiscalit\">Professional practice companies (SELs): structuring and taxation<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Once the criteria have been identified, structuring your business through a professional practice company (SEL) often emerges as the preferred option for optimizing your tax situation. The SEL allows you to practice a regulated liberal profession in a corporate form, offering a separation between professional and personal assets, flexibility in remuneration, and significant tax optimization opportunities.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/balmontconseil.com\/wp-content\/uploads\/2026\/10\/blog-1550-60.webp\" alt=\"Un consultant en train d\u2019\u00e9tudier la fiche de structuration SEL\" width=\"1600\" height=\"895\" loading=\"lazy\" decoding=\"async\"><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Criteria<\/th><th>SALT<\/th><th>Sole proprietorship<\/th><\/tr><\/thead><tbody><tr><td>Profit taxation<\/td><td>IS (15% to 25%)<\/td><td>IR (up to 45%)<\/td><\/tr><tr><td>Wealth protection<\/td><td>Yes (separation of assets)<\/td><td>Limited<\/td><\/tr><tr><td>Easy transmission<\/td><td>Yes (transfer of shares)<\/td><td>Complex<\/td><\/tr><tr><td>Social charges<\/td><td>Modular<\/td><td>Fixed on profits<\/td><\/tr><tr><td>Access to employee savings plans<\/td><td>Yes (PER company)<\/td><td>No<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The SEL also allows recourse to&nbsp;<strong><a href=\"https:\/\/balmontconseil.com\/en\/blog\/pacte-dutreil-et-expatriation-2027-securiser-la-transmission-de-lentreprise-familiale\/\">Dutreil pact<\/a><\/strong>, This is a powerful tool for business transfers. Specifically, this mechanism offers an exemption of 75% on the taxable base upon transfer, subject to a commitment to retain the securities for 2 to 4 years. For business assets worth \u20ac2 million, the tax savings can exceed \u20ac400,000.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L&#039;\u2019<a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/optimisation-fiscale-ir\/\" target=\"_blank\" rel=\"noreferrer noopener\">tax optimization on income tax<\/a>&nbsp;This also involves careful management of remuneration within the SEL: arbitrating between dividends and salary, capitalizing within the company to defer taxation, or utilizing profit-sharing schemes.&nbsp;<a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/bilan-patrimonial\/\" target=\"_blank\" rel=\"noreferrer noopener\">sustainable wealth management strategy<\/a>&nbsp;integrate these levers from the creation of the structure, not along the way.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"outils-dpargne-et-de-diversification-pour-libraux\">Savings and diversification tools for professionals<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Having analyzed the structure, let&#039;s focus on savings and diversification tools, which are crucial for wealth management. For self-employed professionals subject to a marginal tax rate (TMI) of 41% to 45%, these tools represent an immediate tax advantage and an effective means of transferring assets.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Retirement savings plan (PER)<\/strong>&nbsp;The payments are deductible from taxable income, generating direct tax savings proportional to the marginal tax rate. A payment of \u20ac20,000 in a marginal tax rate of 45% represents \u20ac9,000 in tax savings.<\/li>\n\n\n\n<li><strong>Assurance-vie<\/strong>&nbsp;: tax-advantageous investment vehicle after 8 years, with annual allowances on gains and transfer outside of inheritance up to 152,500 euros per beneficiary.<\/li>\n\n\n\n<li><strong>SCPI (Real Estate Investment Trusts)<\/strong>&nbsp;: access to rental property without direct management, with risk pooling and average returns around 4 to 5% gross.<\/li>\n\n\n\n<li><strong>Structured products<\/strong>&nbsp;Tailor-made solutions combining capital protection and conditional performance, adapted to large estates.<\/li>\n\n\n\n<li><strong>Private equity<\/strong>&nbsp;: investment in unlisted companies, accessible via FCPR or FPCI funds, with tax advantages on entry under certain conditions.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Tool<\/th><th>Tax allowance \/ tax benefit<\/th><th>Recommended threshold<\/th><th>Liquidity<\/th><\/tr><\/thead><tbody><tr><td>PER<\/td><td>Entry tax deduction (MIR)<\/td><td>From \u20ac1,000<\/td><td>Low (retirement)<\/td><\/tr><tr><td>Assurance-vie<\/td><td>\u20ac152,500\/beneficiary<\/td><td>From \u20ac10,000<\/td><td>Average<\/td><\/tr><tr><td>SCPI<\/td><td>Rental income that can be optimized<\/td><td>From \u20ac5,000<\/td><td>Weak<\/td><\/tr><tr><td>Private equity<\/td><td>IR\/IFI Reduction<\/td><td>\u20ac100,000 +<\/td><td>Very low<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Gift tax allowances reach \u20ac100,000 per child every 15 years, allowing for a gradual and tax-neutral transfer of assets.&nbsp;<a href=\"https:\/\/balmontconseil.com\/en\/nos-solutions\/nos-produits\/placements-assurantiels\/\" target=\"_blank\" rel=\"noreferrer noopener\">insurance investments<\/a>&nbsp;and the&nbsp;<a href=\"https:\/\/balmontconseil.com\/en\/transmission-protection\/planification-successorale\/\" target=\"_blank\" rel=\"noreferrer noopener\">transmission tools<\/a>&nbsp;combine to maximize overall efficiency.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Pro tip:<\/strong>&nbsp;Don&#039;t concentrate your savings in a single investment vehicle. A diversified mix of retirement savings plans (PER), assurance-vie, and real estate reduces tax and inheritance risks while maximizing net returns.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"gestion-patrimoniale-internationale-stratgies-spcifiques\">International wealth management: specific strategies<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Diversifying savings brings new opportunities and risks in international wealth management. For mobile professionals or executives operating in multiple countries, the challenges multiply: double taxation, exit tax, bilateral tax treaties, and the tax residency of heirs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here are the key services and strategies to mobilize:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Structuring for expatriates<\/strong>&nbsp;: choosing the legal vehicle best suited to tax residence (trust, foundation, international holding company), anticipating the\u2019<a href=\"https:\/\/balmontconseil.com\/en\/expatries-mobilite-internationale\/structuration-internationale\/calcul-et-strategie-dexit-tax\/\">exit tax<\/a> before any departure from France.<\/li>\n\n\n\n<li><strong>International tax treaties<\/strong>&nbsp;: identify the tax credit or exemption mechanisms provided for in bilateral treaties to avoid double taxation.<\/li>\n\n\n\n<li><strong>International private bank<\/strong>&nbsp;: financial assets exceeding 5 million euros open access to dedicated services including discretionary management, family office and integrated legal advice.<\/li>\n\n\n\n<li><strong>Anticipating legal risks<\/strong>&nbsp;: monitoring legislative developments in each country of residence or investment.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The&nbsp;<a href=\"https:\/\/balmontconseil.com\/en\/blog\/gestion-internationale-patrimoine-securisez-optimisez\/\" target=\"_blank\" rel=\"noreferrer noopener\">multi-country wealth management<\/a>&nbsp;requires coordination between tax experts, lawyers and asset managers in each relevant jurisdiction.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u00ab&quot;Efficiency in <a href=\"https:\/\/balmontconseil.com\/en\/blog\/ingenierie-patrimoniale-optimisez-patrimoine-international\/\">international wealth engineering<\/a> It is based on asset modeling and continuous monitoring that integrates CSR issues, artificial intelligence, and blended family structures.\u00bb<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">AI, in particular, now makes it possible to simulate complex tax scenarios in real time, to anticipate the impacts of a change of residence or a sale of assets, and to adjust the strategy continuously.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"comparatif-avantages-et-limites-des-principales-solutions\">Comparison: advantages and limitations of the main solutions<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">To choose the best strategy, let&#039;s summarize the options via a comparative table focused on the needs of liberals.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Solution<\/th><th>Benefits<\/th><th>Boundaries<\/th><\/tr><\/thead><tbody><tr><td>SALT<\/td><td>Corporate income tax, simplified transfer<\/td><td>Creation costs, accounting obligations<\/td><\/tr><tr><td>PER<\/td><td>Immediate tax deduction<\/td><td>Blocked until retirement<\/td><\/tr><tr><td>Assurance-vie<\/td><td>Transfer outside of inheritance<\/td><td>Euro fund returns are down<\/td><\/tr><tr><td>SCPI<\/td><td>Real estate diversification<\/td><td>Illiquidity, high entry fees<\/td><\/tr><tr><td><a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/holding-patrimoniale\/\">Family holding company<\/a><\/td><td>Corporate tax optimization, dividend payouts<\/td><td>Legal complexity<\/td><\/tr><tr><td>Dutreil pact<\/td><td>Exemption 75% transmission<\/td><td>Mandatory conservation commitment<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Each solution addresses a specific situation:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>SALT<\/strong>&nbsp;: ideal for high-income professionals wishing to reduce their marginal tax rate and prepare for succession.<\/li>\n\n\n\n<li><strong>PER<\/strong>&nbsp;: priority for any professional in the accumulation phase with a TMI greater than 30%.<\/li>\n\n\n\n<li>Assurance-vie: a central tool for estate transfer and medium-term diversification.<\/li>\n\n\n\n<li><strong>Holding<\/strong>&nbsp;: relevant when several assets or companies are to be consolidated.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The level of complexity and the cost of support vary depending on the solutions. As a guide, a junior wealth management engineer earns between \u20ac34,000 and \u20ac45,000 gross per year, which gives an idea of the level of expertise required. For complex estates, it is advisable to use a&nbsp;<a href=\"https:\/\/balmontconseil.com\/en\/a-propos\/role-du-cgp\/\" target=\"_blank\" rel=\"noreferrer noopener\">manager<\/a>&nbsp;The value of wealth is often a determining factor.&nbsp;<a href=\"https:\/\/balmontconseil.com\/en\/gestion-de-patrimoine\/\" target=\"_blank\" rel=\"noreferrer noopener\">wealth concentration<\/a>&nbsp;The creation of great fortunes rests precisely on this ability to combine several tools in a coherent way.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"notre-point-de-vue-sur-lingnierie-patrimoniale-pour-libraux\">Our perspective on wealth management engineering for professionals<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Field experience reveals a reality that few articles dare to state clearly: most self-employed professionals underestimate the speed at which their financial situation evolves. A change in marital status, a partial sale of business, a child moving abroad: each event reconfigures priorities and the relevant tools.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The real added value of wealth management expertise lies not in knowledge of products, but in the ability to model scenarios and anticipate disruptions. We also observe that self-employed professionals who make progress treat their wealth like a business: with quantified objectives, tracking indicators and regular reviews.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cAn effective strategy adapts continuously to your professional and family context.\u201d<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"acclrez-votre-ingnierie-patrimoniale-avec-balmont-conseil\">Accelerate your wealth management engineering with Balmont Conseil<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Given the complexity of the solutions presented, expert guidance often makes the difference between a theoretically correct strategy and one that is truly optimized for your situation.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/balmontconseil.com\/wp-content\/uploads\/2026\/10\/blog-1550-61.webp\" alt=\"Types d'ing\u00e9nierie patrimoniale pour lib\u00e9raux : guide pour 2026\" width=\"1600\" height=\"895\" loading=\"lazy\" decoding=\"async\"><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Balmont Conseil offers a tailored wealth engineering service, combining international regulatory monitoring and open architecture. Whether you want to carry out a&nbsp;<a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/bilan-patrimonial\/\" target=\"_blank\" rel=\"noreferrer noopener\">personalised wealth review<\/a>&nbsp;Whether you want to optimize your income tax or other tax situation, we&#039;ll guide you every step of the way. Schedule an appointment today to transform your assets into a driver of sustainable growth.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"questions-frquentes-sur-lingnierie-patrimoniale-pour-libraux\">Frequently asked questions about wealth management for professionals<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"quels-sont-les-principaux-avantages-dune-socit-dexercice-libral-sel\">What are the main advantages of a professional practice company (SEL)?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The SEL (Soci\u00e9t\u00e9 d&#039;Exercice Lib\u00e9ral) allows for tax optimization through corporate tax, flexible remuneration structuring, and facilitated asset transfer thanks to the <a href=\"https:\/\/balmontconseil.com\/en\/transmission-protection\/pacte-dutreil\/\">Dutreil pact<\/a>, which offers an exemption of 75% on the taxable base upon transfer.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"quels-outils-dpargne-sont-les-plus-adapts-aux-libraux-fortement-imposs\">Which savings tools are best suited to highly taxed professionals?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Liberal professions in high marginal tax rates (41 to 45%) favour the PER for immediate tax deduction, assurance-vie for transfer outside of inheritance, and diversification via SCPI or private equity to reduce overall tax exposure.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"quels-seuils-financiers-ouvrent-laccs-aux-services-de-banque-prive\">What financial thresholds grant access to private banking services?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Financial assets exceeding 5 million euros generally allow access to dedicated private banking services, including discretionary management and integrated wealth management advice.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"comment-anticiper-la-transmission-patrimoniale-internationale\">How to anticipate international wealth transfer?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Wealth modeling coupled with active legislative monitoring and expert support makes it possible to anticipate the risks of double taxation, optimize available allowances and secure the transfer in a multi-jurisdictional context.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"recommandation\">Recommendation<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/balmontconseil.com\/en\/gestion-de-patrimoine\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/balmontconseil.com\/gestion-de-patrimoine\/\" rel=\"noreferrer noopener\">Wealth Management<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/professions-liberales\/\" target=\"_blank\" rel=\"noreferrer noopener\">Wealth management for professionals<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/balmontconseil.com\/en\/blog\/ingenierie-patrimoniale-optimisez-patrimoine-international\/\" target=\"_blank\" rel=\"noreferrer noopener\">Wealth management checklist 2026: optimizing your international assets<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/balmontconseil.com\/en\/blog\/loi-des-finances-2026-decryptage\/\" target=\"_blank\" rel=\"noreferrer noopener\">2026 Finance Law<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Pour un professionnel lib\u00e9ral ou un dirigeant d&rsquo;entreprise, choisir la bonne strat\u00e9gie patrimoniale n&rsquo;est jamais une d\u00e9cision simple. Entre la pression fiscale, les enjeux de transmission, la mobilit\u00e9 internationale et l&rsquo;\u00e9volution constante<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>\n","protected":false},"author":5,"featured_media":1552,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-1550","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-patrimoine"],"acf":[],"jetpack_featured_media_url":"https:\/\/balmontconseil.com\/wp-content\/uploads\/2026\/04\/1775030916168_image.jpeg","_links":{"self":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/posts\/1550","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/comments?post=1550"}],"version-history":[{"count":5,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/posts\/1550\/revisions"}],"predecessor-version":[{"id":5095,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/posts\/1550\/revisions\/5095"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/media\/1552"}],"wp:attachment":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/media?parent=1550"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/categories?post=1550"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/tags?post=1550"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}