{"id":3164,"date":"2026-09-16T17:40:33","date_gmt":"2026-09-16T15:40:33","guid":{"rendered":"https:\/\/balmontconseil.com\/?page_id=3164"},"modified":"2026-10-18T20:06:45","modified_gmt":"2026-10-18T18:06:45","slug":"etats-unis","status":"publish","type":"page","link":"https:\/\/balmontconseil.com\/en\/expatries-mobilite-internationale\/destinations\/etats-unis\/","title":{"rendered":"Wealth management in the United States"},"content":{"rendered":"

\u201cAlexis, my company is transferring me to New York for four years. I'm told my French assurance-vie will become a tax nightmare once I'm there, and that my children who stay in France will be taxed twice on my estate. What's true?\u201d<\/p><\/blockquote>\n\n\n\n

The United States is, as of 31 December 2025, the second-largest destination for French nationals abroad<\/strong> with 168,529 people on the consular register, and the fastest-growing of the major destinations (+5.34% in one year). It is also the country where a poorly prepared move costs the most.<\/p>\n\n\n\n

The reason comes down to two words: tax citizenship<\/em>. The United States taxes its citizens and permanent residents on their worldwide income, wherever they live, and the France\u2013US tax treaty expressly confirms this through its saving clause. A French national who becomes a US tax resident enters a system that does not reason like ours, and which treats several of our most common savings products as unknown tax objects.<\/p>\n\n\n\n

At Balmont Conseil<\/strong>, we do not approach this subject in generalities. We start from your actual assets, contract by contract, and tell you what needs to be reallocated before<\/strong> departure \u2014 because afterwards, most doors have already closed.<\/p>\n\n\n\n

1. Why seek expert wealth management<\/a> in the United States?<\/h2>\n\n\n\n

Three issues need to be addressed, in this order.<\/p>\n\n\n\n