{"id":3164,"date":"2026-09-16T17:40:33","date_gmt":"2026-09-16T15:40:33","guid":{"rendered":"https:\/\/balmontconseil.com\/?page_id=3164"},"modified":"2026-09-16T18:52:13","modified_gmt":"2026-09-16T16:52:13","slug":"etats-unis","status":"publish","type":"page","link":"https:\/\/balmontconseil.com\/en\/expatries-mobilite-internationale\/destinations\/etats-unis\/","title":{"rendered":"Wealth management in the United States"},"content":{"rendered":"

\u00ab"Alexis, my company is transferring me to New York for four years. I'm told that my French assurance-vie will become a tax nightmare once I'm there, and that my children who stayed in France will be taxed twice on my estate. What's true?"\u00bb<\/p><\/blockquote>\n\n\n\n

The United States is, as of December 31, 2025, the second most popular destination for French people living abroad<\/strong> With 168,529 registered consular residents, it is the fastest-growing destination (+5.34% in one year). It is also the country where poorly planned relocation is the most expensive.<\/p>\n\n\n\n

The reason can be summed up in two words: tax citizenship<\/em>. The United States taxes its citizens and permanent residents on their worldwide income, regardless of where they live, and the Franco-American tax treaty expressly confirms this through its safeguard clause. A French citizen who becomes a US tax resident enters a system that operates differently from ours and treats many of our most common savings products as unfamiliar tax entities.<\/p>\n\n\n\n

At the house of Balmont Conseil<\/strong>, We don't approach this subject with generalities. We start with your actual assets, contract by contract, and we tell you what needs to be adjusted. Before<\/strong> the departure \u2014 because afterwards, most of the doors closed.<\/p>\n\n\n\n

1. Why seek expertise in wealth management<\/a> in the United States?<\/h2>\n\n\n\n

Three construction sites must be opened, and in this order.<\/p>\n\n\n\n