{"id":241,"date":"2026-01-29T09:28:20","date_gmt":"2026-01-29T08:28:20","guid":{"rendered":"https:\/\/balmontconseil.com\/?page_id=241"},"modified":"2026-08-26T18:45:30","modified_gmt":"2026-08-26T16:45:30","slug":"destinations","status":"publish","type":"page","link":"https:\/\/balmontconseil.com\/en\/expatries-mobilite-internationale\/destinations\/","title":{"rendered":"Wealth management for international expatriates"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u00abAlexis, I have assets in Singapore, an apartment in Lyon, and I\u2019m moving to London soon. Who can coordinate all of this without me being taxed twice?\u00bb This is an issue I deal with daily at <strong>Balmont Conseil<\/strong>, perfectly illustrates the complexity of the <strong><a href=\"https:\/\/balmontconseil.com\/en\/gestion-de-patrimoine\/\">wealth management<\/a> internationally<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In a world where the <strong>geographical mobility<\/strong> As the pace of change accelerates, your assets can no longer remain static or confined to a single border. As a\u2019<strong>Augmented Wealth Engineer<\/strong>, My mission is to act as the &quot;Conductor&quot; of your strategy, using AI to achieve a <strong>multidimensional wealth analysis<\/strong> and transform regulatory constraints into net-net return opportunities.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>The challenges and specificities of multi-jurisdictional wealth<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Managing assets spread across multiple countries requires expertise that goes far beyond traditional financial advice. The challenges are threefold:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Legal Security:<\/strong> Conflicts of laws between civil law (France) and the <em>Common Law<\/em> (Anglo-Saxon countries) can paralyze transmission.<\/li>\n\n\n\n<li><strong>Tax Efficiency:<\/strong> Mastering the <strong>international tax treaties<\/strong> is vital to prevent each country from taxing the same income.<\/li>\n\n\n\n<li><strong>Asset Portability:<\/strong> Your <strong>life insurance contracts<\/strong> or your holding structures must be able to follow you without generating massive tax friction.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Personalized wealth management support for complex profiles<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Our services are aimed at a demanding audience: <strong>expatriate individuals<\/strong>, <strong>non-resident taxpayers<\/strong>, or executives with high international mobility. Whether you are facing a <strong>tax expatriation<\/strong> or you simply want to diversify your <strong>investment portfolio<\/strong>, we develop <strong>solutions tailored to non-residents<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Our areas of expertise and dedicated services:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Analysis of asset situation and <a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/bilan-patrimonial\/\">Asset Assessment<\/a> :<\/strong> A complete inventory of your <strong>legal and tax assets<\/strong>.<\/li>\n\n\n\n<li><strong>Tax optimization for expatriates:<\/strong> Rigorous application of the <strong>French regulations<\/strong> and bilateral treaties for a <strong>tax compliance<\/strong> Impeccable.<\/li>\n\n\n\n<li><strong>International real estate investment:<\/strong> Strategies for <strong>bare ownership<\/strong> or <strong>European SCPIs<\/strong> to capture returns without management worries.<\/li>\n\n\n\n<li><strong>Retirement preparation:<\/strong> Structuring supplementary income through <strong>investments suitable for expatriates<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>A closer look at our geographical expertise<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.google.com\/search?q=\/emirats&amp;authuser=4\" target=\"_blank\" rel=\"noopener\">Wealth management in the Emirates<\/a> : Optimizing your income between Dubai and France.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.google.com\/search?q=\/suisse&amp;authuser=4\" target=\"_blank\" rel=\"noopener\">Swiss Wealth Management<\/a> : Leverage of the 3rd pillar and taxation of cross-border workers.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.google.com\/search?q=\/uk&amp;authuser=4\" target=\"_blank\" rel=\"noopener\">Wealth Management United Kingdom<\/a> Managing the post-Brexit period and the &quot;Non-Dom&quot; status.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.google.com\/search?q=\/asie&amp;authuser=4\" target=\"_blank\" rel=\"noopener\">Wealth Management Asia<\/a> Strategies in Singapore, Hong Kong and beyond.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.google.com\/search?q=\/investir-france&amp;authuser=4\" target=\"_blank\" rel=\"noopener\">Investing in France from abroad<\/a> Mastering LMNP and SCPI remotely.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Taxation and Inheritance: The Art of International Structuring<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In an international context, the <strong><a href=\"https:\/\/balmontconseil.com\/en\/transmission-protection\/\">inheritance<\/a><\/strong> is a minefield. Without a <strong>international estate planning<\/strong> robust, your heirs could be subject to article 750 ter of the CGI or prohibitive inheritance taxes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We are putting in place <strong>multi-jurisdictional heritage structures<\/strong> (Holdings, <a href=\"https:\/\/balmontconseil.com\/en\/nos-solutions\/assurance-vie-luxembourgeoise\/\">Luxembourg assurance-vie<\/a>, Trusts) to guarantee the <strong>protection of international assets<\/strong> and one <strong>intergenerational transmission<\/strong> fluid. Our <strong>independent wealth management advisor<\/strong> ensures a <strong>transparency of tax information<\/strong> total, thus avoiding the <strong>tax risks<\/strong> unforeseen events.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Methodology: The steps to securing your assets<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">To guarantee the <strong>securing assets<\/strong>, we follow a protocol of <strong>risk management of assets<\/strong> strict :<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Initial Audit:<\/strong> Analysis of your tax residency and global financial flows.<\/li>\n\n\n\n<li><strong>Strategy development:<\/strong> Definition of a <strong>evolving management strategy<\/strong> adapted to your future changes of country.<\/li>\n\n\n\n<li><strong>Implementation:<\/strong> Selection of\u2019<strong>international investment envelopes<\/strong> (ex: <strong>Luxembourg assurance-vie<\/strong>).<\/li>\n\n\n\n<li><strong>Monitoring and Compliance:<\/strong> Optimizing annual tax returns and <strong>regulatory monitoring<\/strong> constant.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Precautions: Avoid the main pitfalls<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The greatest danger for expatriates is inaction or fragmented advice. Key pitfalls to avoid include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ignore the\u2019<strong>Exit Tax<\/strong> upon departure from France.<\/li>\n\n\n\n<li>Keeping &quot;toxic&quot; tax-advantaged accounts abroad (like the PEA in the USA).<\/li>\n\n\n\n<li>Neglecting the <strong>automatic mutability<\/strong> of your matrimonial property regime.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The use of a <strong>personalized wealth management<\/strong> is the only guarantee for navigating serenely between the different <strong>international tax rules<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why choose the\u2019<a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/\">Asset Engineering<\/a> Increased?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">At the house of <strong>Balmont Conseil<\/strong>, we are merging the <strong>technicality of the subject<\/strong> with innovation. AI allows us to anticipate the <strong>investment strategies<\/strong> and to simulate the\u2019<strong>tax impact of repatriation<\/strong> or expatriation with unparalleled responsiveness. We offer you a <strong>decision support<\/strong> based on consolidated data, for a heritage that knows no borders.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your wealth is architecture, we are its guardians.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Schedule an appointment for your <a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/audit-patrimonial-global\/\">asset audit<\/a> international<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sources &amp; References:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>International tax treaties (OECD Model).<\/em><\/li>\n\n\n\n<li><em>General Tax Code (Art. 4B, 155 B, 750 ter).<\/em><\/li>\n\n\n\n<li><em>Regulation (EU) No 650\/2012 on international successions.<\/em><\/li>\n\n\n\n<li><em>ANACOFI Member Booklet \u2013 Cross-border advisory standards.<\/em><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>\u00ab Alexis, j&rsquo;ai des actifs \u00e0 Singapour, un appartement \u00e0 Lyon et je m&rsquo;installe bient\u00f4t \u00e0 Londres. Qui peut coordonner tout cela sans que je ne subisse une double imposition ? \u00bb<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":63,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-241","page","type-page","status-publish","hentry"],"acf":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/pages\/241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/comments?post=241"}],"version-history":[{"count":3,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/pages\/241\/revisions"}],"predecessor-version":[{"id":1499,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/pages\/241\/revisions\/1499"}],"up":[{"embeddable":true,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/pages\/63"}],"wp:attachment":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/media?parent=241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}