{"id":227,"date":"2026-01-28T21:45:23","date_gmt":"2026-01-28T20:45:23","guid":{"rendered":"https:\/\/balmontconseil.com\/?page_id=227"},"modified":"2026-08-26T18:45:30","modified_gmt":"2026-08-26T16:45:30","slug":"structuration-internationale","status":"publish","type":"page","link":"https:\/\/balmontconseil.com\/en\/expatries-mobilite-internationale\/structuration-internationale\/","title":{"rendered":"International wealth structuring"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u00abAlexis, my lawyer in Geneva, advises me to set up a foundation, but my notary in Lyon suggests a holding company. Who is right?\u00bb This question, posed by a business leader whose family is spread across three countries, is a daily occurrence. <strong>Balmont Conseil<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">My answer is often that of an engineer: neither side is right until we have modeled the friction between the jurisdictions. <strong>international wealth structuring<\/strong> It&#039;s not a mere layering of products; it&#039;s a living architecture. Without a consolidated vision, what is an optimization in Switzerland can become a tax nightmare in France.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At Balmont Conseil, we act as the &quot;Conductor.&quot; We use AI to process the massive amounts of data from <strong>international regulations<\/strong> and <strong>bilateral tax treaties<\/strong>, in order to offer you a <strong>tailored wealth management strategy<\/strong> which leaves no room for improvisation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. Legal architecture: Building a flexible investment structure<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Holding assets in multiple countries without a central structure is like flying a plane without a flight plan. <strong><a href=\"https:\/\/balmontconseil.com\/en\/gestion-de-patrimoine\/\">estate planning<\/a> cross-border<\/strong> requires height.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>The International Holding Company: The linchpin of your strategy<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The use of <strong>international holding<\/strong> is often the most powerful lever for a <strong>international wealth management<\/strong> effective. It allows you to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Consolidate your global holdings.<\/li>\n\n\n\n<li>Facilitating the reinvestment of dividends by taking advantage of preferential regimes (such as parent-subsidiary).<\/li>\n\n\n\n<li>Isolate occupational risks from personal assets.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">However, a <strong>foreign legal structure<\/strong> must never be a &quot;black box&quot;. We ensure that <strong>international tax compliance<\/strong> (including anti-abuse rules such as article 123 bis of the French General Tax Code) to ensure that your structure remains a management solution, and not a risk of recovery.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Protection and flexibility: Asset Protection<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In a <strong>tax environment<\/strong> moving, the <strong>asset protection<\/strong> Asset protection is a priority. Whether through the division of ownership rights or the use of trusts or foundations (depending on the compatibility of your tax residence), we seek the <strong>legal flexibility<\/strong> necessary to adapt your assets to the uncertainties of life and the markets.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. Cross-border tax optimization: The art of the &quot;Net-Net&quot;\u00ab<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">L&#039;\u2019<strong>international tax optimization<\/strong> does not consist of avoiding tax, but of eliminating unnecessary friction and obtaining a <strong>exemption from double taxation<\/strong> through a surgical reading of the treatises.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Mastering bilateral tax treaties<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Every financial flow (dividends, interest, rent) between two countries is governed by a convention. Our <strong>international legal expertise<\/strong> allows us to identify:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The country with the right to impose taxes.<\/li>\n\n\n\n<li>Tax credit mechanisms to neutralize the tax burden.<\/li>\n\n\n\n<li>The opportunities linked to\u2019<strong>international real estate investment<\/strong> (European SCPIs, structures subject to corporate income tax).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Asset Allocation and Risk Management<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A <strong>international portfolio<\/strong> It is not managed like a local securities account. We are integrating an approach to <strong>risk management<\/strong> of exchange and regulation. The\u2019<strong>assets allocation<\/strong> that we advocate is based on <strong>diversified investment strategies<\/strong>, including private equity, physical real estate, and <strong>international savings plans<\/strong> (<a href=\"https:\/\/balmontconseil.com\/en\/nos-solutions\/assurance-vie-luxembourgeoise\/\">Luxembourg assurance-vie<\/a>).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. International Succession Planning and Transfer<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This is where the complexity reaches its peak. A geographically dispersed family faces a <strong>inheritance vigilance<\/strong> increased.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Preventing conflicts of laws<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The European regulation on succession has simplified things in Europe, but outside the EU, conflicts of laws are frequent. Your <strong>international matrimonial regime<\/strong> Is it still appropriate? Changing countries can alter your rights without you having signed any documents.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>There <a href=\"https:\/\/balmontconseil.com\/en\/transmission-protection\/\">estate planning<\/a> intergenerational<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">We design diagrams of <strong>inheritance<\/strong> who anticipate:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Transfer taxes in each country of residence of the heirs.<\/li>\n\n\n\n<li>Liquidity of assets at the time of death to avoid forced sale of assets.<\/li>\n\n\n\n<li>There <strong>retirement preparation<\/strong> through structures that generate secure passive income.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Balmont Support: A Multidisciplinary and Enhanced Approach<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There <strong>comprehensive wealth management<\/strong> cannot be the work of a single man. It requires a <strong>multimodal legal advice<\/strong> where lawyers, notaries and <strong>specialist consultants<\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/bilan-patrimonial\/\">Asset analysis<\/a> by AI:<\/strong> We model the impacts of your decisions over 20 years, taking into account inflation and changes in the <strong>tax law<\/strong>.<\/li>\n\n\n\n<li><strong>Regulatory adaptation:<\/strong> We maintain constant monitoring to ensure that your structure remains compliant with OECD standards and automatic exchange of information.<\/li>\n\n\n\n<li><strong>Tailored tax advice:<\/strong> No &quot;off-the-shelf&quot; solutions. Each client benefits from a rigorous feasibility study.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>FAQ: International Asset Structuring<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Q1. What is international asset structuring?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is the legal and tax organization of all your assets (financial, real estate, professional) located in different countries to optimize their return, ensure their protection and facilitate their transfer, while remaining in full compliance with local laws.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Q2. What are the main issues surrounding international heritage?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">They are threefold: fiscal (avoiding double taxation), legal (securing property and matrimonial property regimes), and inheritance-related (organizing the transfer of assets in a multi-jurisdictional context). The major challenge remains the overall coherence of the system.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Q3. Who are these services intended for?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For expatriates, non-residents, business owners with subsidiaries abroad, and families whose members reside in different countries. In general, anyone with more than one million euros in internationally held assets would benefit from consulting an expert.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Q4. What specific services does Balmont Conseil offer?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We conduct initial tax audits, set up international holding companies, open Luxembourg capitalisation contracts, and coordinate your advisors (lawyers, accountants) for a tailor-made wealth management strategy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Q5. How does a structuring support process unfold?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It all starts with a <a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/bilan-patrimonial\/\">asset assessment<\/a> 360\u00b0 to map your assets. Then, we move on to the modeling phase (tax scenarios), then to implementation (creation of structures, arbitrations) and finally to annual monitoring to guarantee regulatory adaptation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion: Expertise at the service of your freedom of movement<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The world is changing, regulations are becoming stricter, but international opportunities remain immense for those who know how to structure themselves. Your assets deserve a <strong>multidisciplinary approach<\/strong> which combines the rigor of the old world with the technological power of the new.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Don&#039;t let international complexity control you; turn it into a competitive advantage for your family and business.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Do you need a diagnosis of your current structure?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Contact our specialist advisors for a <a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/bilan-patrimonial\/\">asset analysis<\/a> confidential.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sources &amp; References:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>OECD: Model Tax Convention on Income and Capital.<\/em><\/li>\n\n\n\n<li><em>General Tax Code (CGI): Articles 123 bis, 155 B and 209.<\/em><\/li>\n\n\n\n<li><em>Regulation (EU) No 650\/2012 (International Successions).<\/em><\/li>\n\n\n\n<li><em>ANACOFI standards for advising non-residents.<\/em><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>\u00ab Alexis, mon avocat \u00e0 Gen\u00e8ve me conseille une fondation, mais mon notaire \u00e0 Lyon parle de holding. Qui a raison ? \u00bb Cette question, pos\u00e9e par un chef d\u2019entreprise dont la<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":63,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-227","page","type-page","status-publish","hentry"],"acf":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/pages\/227","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/comments?post=227"}],"version-history":[{"count":2,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/pages\/227\/revisions"}],"predecessor-version":[{"id":1535,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/pages\/227\/revisions\/1535"}],"up":[{"embeddable":true,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/pages\/63"}],"wp:attachment":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/media?parent=227"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}