{"id":1083,"date":"2026-02-18T13:58:12","date_gmt":"2026-02-18T12:58:12","guid":{"rendered":"https:\/\/balmontconseil.com\/?page_id=1083"},"modified":"2026-08-26T18:45:15","modified_gmt":"2026-08-26T16:45:15","slug":"singapour","status":"publish","type":"page","link":"https:\/\/balmontconseil.com\/en\/expatries-mobilite-internationale\/destinations\/singapour\/","title":{"rendered":"Wealth Management in Singapore"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u00ab&quot;Alexis, I&#039;m moving to Singapore for my career. The tax system there is attractive, but how can I manage my assets in France while taking advantage of opportunities in Asia without putting myself at risk with the French tax authorities?&quot;\u00bb<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Singapore is not just a prestigious stopover in an international career; it is one of the most powerful and stable financial hubs in the world. For a French expatriate, this city-state offers an exceptional playing field for...\u2019<strong><a href=\"https:\/\/balmontconseil.com\/en\/gestion-de-patrimoine\/\">tax optimization<\/a><\/strong>, but it also imposes absolute rigor in the structuring of its cross-border assets.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At the house of <strong>Balmont Conseil<\/strong>, We don&#039;t see your expatriation as a parenthesis, but as a wealth-building accelerator. As a\u2019<strong>Augmented Wealth Engineer<\/strong>, My mission is to build the bridge between your situation in France and your new opportunities in Singapore, securing each step of your international mobility.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. Why is Singapore the sanctuary of your heritage?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Singapore stands out for a <strong>stable economy<\/strong> and a unique pro-business environment in Southeast Asia. For an expatriate, the advantages are structural:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>An attractive local tax system:<\/strong> Singapore does not tax capital gains or dividends from foreign sources (under certain conditions). <strong>tax rates in Singapore<\/strong> on personal income is one of the most competitive in the world, capped at 24 % for residents.<\/li>\n\n\n\n<li><strong>The absence of inheritance tax:<\/strong> Unlike France, Singapore has abolished inheritance taxes, making it a prime location for the <strong>estate planning<\/strong>.<\/li>\n\n\n\n<li><strong>A banking sector of excellence:<\/strong> Access to <strong>financial markets<\/strong> global, at <strong>investment fund<\/strong> leading and to services of <strong>family office<\/strong> ultra-high performance.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. The\u2019<a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/audit-patrimonial-global\/\">Asset Audit<\/a> Expat: The essential starting point<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Wealth management in Singapore is not the same as in Paris. Before any decision is made, Balmont Conseil conducts a <strong><a href=\"https:\/\/balmontconseil.com\/en\/ingenierie-patrimoniale\/audit-patrimonial-global\/\">asset audit<\/a> expatriate<\/strong> complete.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Understanding your tax residency<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Tax residency is the cornerstone of your strategy. We analyze the impact of the tax treaty between France and Singapore to avoid double taxation and optimize the use of any available tax advantages. <strong>tax credits for expatriates<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Tailor-made investment strategies<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">From Singapore, your horizons expand. We support you in:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Investment diversification:<\/strong> Access to <strong>investment opportunities in Asia<\/strong> (Private Equity, Real Estate).<\/li>\n\n\n\n<li><strong>Real estate:<\/strong> Arbitration of your assets in France and <strong>real estate investment in Singapore<\/strong> or in a regional area (Australia, Thailand).<\/li>\n\n\n\n<li><strong>Alternative investments:<\/strong> Advice on <strong>Cryptocurrencies and taxation<\/strong>, a very dynamic sector in the city-state.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. Wealth management services for French-speaking expatriates<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Balmont Conseil offers a comprehensive approach, coordinating your local and international interests.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Family Office and Portfolio Management<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For families with significant assets, we structure solutions such as <strong>family office in Singapore<\/strong>. This allows for a centralization of the <strong>portfolio management<\/strong> and one <strong>asset protection<\/strong> against global political or monetary risks.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><a href=\"https:\/\/balmontconseil.com\/en\/transmission-protection\/\">Succession Planning<\/a> International<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">How to transfer your Singaporean assets to your heirs remaining in France? We design plans for <strong>inheritance<\/strong> using Luxembourg trusts or life insurance policies to ensure your wishes are respected with minimal tax friction.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Asset Protection and Risk Management<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Expatriation brings its share of uncertainties. We are putting in place a <strong>asset risk management<\/strong> (international insurance, expatriate health insurance, legal protection) so that your family is protected, regardless of your country of residence.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. Why choose Balmont Conseil in Singapore?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Choose a <strong>wealth management consulting firm<\/strong> Expatriation requires trust and a dual tax culture.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cross-border Expertise:<\/strong> We are familiar with the specificities of French law and the rules of the MAS (<em>Monetary Authority of Singapore<\/em>).<\/li>\n\n\n\n<li><strong>Personalized Support:<\/strong> You are not just a number in a private bank. You benefit from a <strong>wealth management coach<\/strong> dedicated which includes the challenges of expatriate life (school fees, accommodation, return to France).<\/li>\n\n\n\n<li><strong>Innovative Solutions:<\/strong> Thanks to our approach to\u2019<strong>Augmented Wealth Engineer<\/strong>, We use AI to simulate the impact of tax reforms (such as a possible <strong>tax reform in Singapore<\/strong>) on your long-term trajectory.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>FAQ: Your questions about moving to Singapore<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Q: Do I continue to pay taxes in France on my Singaporean income?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A: Generally, if you are a tax resident in Singapore, your locally sourced income is taxed only in Singapore. However, your French-sourced income (rent, dividends) remains taxable in France according to the rules of the bilateral tax treaty.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Q: How can I protect my savings against global inflation from Singapore?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A: We favour a diversification of investments in investment instruments denominated in USD or SGD, and tangible assets uncorrelated with European markets.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Q: Can I keep my French life insurance in Singapore?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A: Yes, but its tax treatment will change. It&#039;s often more advantageous to opt for a <a href=\"https:\/\/balmontconseil.com\/en\/nos-solutions\/assurance-vie-luxembourgeoise\/\">Luxembourg assurance-vie<\/a>, which offers much better international portability and tax neutrality suitable for non-residents.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Q: What are the steps to open an investment account in Singapore?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A: Singapore applies strict KYC (Know Your Customer) rules. Balmont Conseil assists you in preparing the necessary documentation to facilitate your dealings with the banking sector in Singapore.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion: Turn your expatriation into a financial success.<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Singapore is a land of opportunity for those who know how to navigate its jurisdictions. Don&#039;t let administrative complexity hinder your financial growth. Whether you are in the process of <strong>wealth protection<\/strong> or searching for <strong>high yields in Asia<\/strong>, Balmont Conseil is your trusted partner.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Your ambition deserves global expertise.<\/strong><\/p>\n\n\n\n<!-- Balmont Conseil CTA - G\u00e9n\u00e9r\u00e9 sur balmontconseil.fr -->\n\n<style>\n  \/* Balmont Conseil CTA Styles *\/\n  @import url('https:\/\/fonts.googleapis.com\/css2?family=Archivo:wght@400;500;600;700;800&display=swap');\n  \n  .bc-cta {\n    --bc-dark: #0b1317;\n    --bc-charcoal: #151c21;\n    --bc-lime: #e6ff2a;\n    --bc-white: #ffffff;\n    --bc-gray: #8a9199;\n    --bc-border: #2a3238;\n    font-family: \"Archivo\", -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, sans-serif;\n    box-sizing: border-box;\n    color: var(--bc-white);\n    position: relative;\n  }\n  \n  .bc-cta *, .bc-cta *::before, .bc-cta *::after {\n    box-sizing: border-box;\n  }\n  \n  .bc-cta-banner {\n    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bc-pulse {\n    0%, 100% { box-shadow: 0 0 0 0 rgba(230, 255, 42, 0.4); }\n    50% { box-shadow: 0 0 20px 5px rgba(230, 255, 42, 0.2); }\n  }\n<\/style>\n\n  <div class=\"bc-cta bc-cta-banner bc-cta-animate\">\n    <div class=\"bc-cta-content\">\n      \n      <div class=\"bc-cta-text\">\n        <div class=\"bc-cta-badge\"><svg class=\"bc-cta-icon\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"m12 3-1.912 5.813a2 2 0 0 1-1.275 1.275L3 12l5.813 1.912a2 2 0 0 1 1.275 1.275L12 21l1.912-5.813a2 2 0 0 1 1.275-1.275L21 12l-5.813-1.912a2 2 0 0 1-1.275-1.275L12 3Z\"\/><\/svg><span>Leading AI consulting firm in France<\/span><\/div>\n        <h3 class=\"bc-cta-title\">Optimize your assets with AI<\/h3>\n        <p class=\"bc-cta-subtitle\">Benefit from a free, personalized analysis of your financial situation using our artificial intelligence. Schedule an appointment with Alexis Sagnier for your Mainland China Financial Audit.<\/p>\n        <div class=\"bc-cta-buttons\">\n          <a href=\"https:\/\/balmontconseil.fr\/contact\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"bc-cta-btn bc-cta-btn-primary\">Analyze my situation<svg class=\"bc-cta-arrow\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M5 12h14M12 5l7 7-7 7\"\/><\/svg><\/a>\n          <a href=\"https:\/\/calendly.com\/asagnier-balmontconseil\/echange\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"bc-cta-btn bc-cta-btn-secondary\">Make an appointment<svg class=\"bc-cta-arrow\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M5 12h14M12 5l7 7-7 7\"\/><\/svg><\/a>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<!-- Fin du CTA Balmont Conseil -->","protected":false},"excerpt":{"rendered":"<p>\u00ab Alexis, je m&rsquo;installe \u00e0 Singapour pour ma carri\u00e8re. La fiscalit\u00e9 y est attractive, mais comment g\u00e9rer mes actifs en France tout en profitant des opportunit\u00e9s en Asie sans me mettre en<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":241,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1083","page","type-page","status-publish","hentry"],"acf":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/pages\/1083","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/comments?post=1083"}],"version-history":[{"count":1,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/pages\/1083\/revisions"}],"predecessor-version":[{"id":1084,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/pages\/1083\/revisions\/1084"}],"up":[{"embeddable":true,"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/pages\/241"}],"wp:attachment":[{"href":"https:\/\/balmontconseil.com\/en\/wp-json\/wp\/v2\/media?parent=1083"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}